Our Story

Meet Diamond Mountain Financial

Strategic Wealth Planning Where Business, Family, and Legacy Align

The Team Behind the Strategy

Our team brings together deep business insight, advanced financial strategy, and a shared commitment to long-term thinking. We work in close partnership with corporate executives, technology professionals, business owners, and their families to design thoughtful, customized strategies that support growth today while protecting what matters most tomorrow. Every relationship is personal, every plan is intentional, and every decision is guided by clarity, discretion, and purpose.

Andy RobersonCFP®

Co-Founder

CFP® · Co-Founder · Registered Representative, Emerson Equity LLC · CA Ins. #0E70290

Andy Roberson grew up inside a family business. From an early age he saw firsthand how success on paper doesn’t always translate into peace of mind, and how the line between business and personal life blurs for owners and entrepreneurs. That experience shaped his work: helping families and private business owners make smart, intentional decisions that lead to financial confidence, independence, and real abundance.

Approach

Andy works in the gray area where business strategy meets personal planning — helping clients align their companies with their personal goals, whether that means scaling for growth, preparing for an exit, or turning business success into lasting family wealth. He develops creative ideas with the client, then works alongside their existing advisors to implement them, minimizing the client’s time and maximizing the return on the effort.

Where He Stands
Objectivity, and the appropriate solution for each client, delivered as a fiduciary. Every engagement begins with a documented plan — and no recommendation is made until the plan calls for it.

Areas of Focus

Comprehensive financial planning
Family business succession and exit planning
Key man and executive benefits carve-out
Retirement plan design for owner-operators
Wealth management and portfolio construction
Life, disability, and long-term care insurance
Retirement income planning
Estate planning coordination

Personal

Andy lives in Walnut Creek, California with his wife, Sandy, his twin daughters, his son, and the family dog, Mila. He follows the SF Giants and 49ers and plays golf, pickleball, and baseball, along with trail running and hiking. Though some find it hard to believe, Andy is also a singer and musical theater actor who has performed professionally — these days he sings on the worship team at his local church, and the occasional karaoke night.

Credentials

Bachelor of Commerce in Finance, Santa Clara University · CERTIFIED FINANCIAL PLANNER™ designation earned at The American College · Past President, National Association of Insurance and Financial Advisors — San Francisco Peninsula chapter

andy@diamondmountainfinancial.com

Jonathan Pop

Co-Founder

Co-Founder · Registered Representative, Emerson Equity LLC · CA Ins. #4261127

Jonathan Pop brings a complementary lens rooted in advanced strategy and long-term vision. He helps professionals, business owners, and families rethink how they build and preserve wealth — integrating sophisticated tax planning, asset protection, and growth strategy to uncover the inefficiencies that quietly erode wealth and replace them with clear, measurable solutions.

Approach

Jonathan’s expertise spans advanced tax strategy, concentrated stock optimization, asset protection, retirement design, and multi-generational wealth transfer — always with the goal of reducing unnecessary taxation and aligning today’s opportunities with tomorrow’s vision. Based in Northern California, he is dedicated to delivering a highly tailored experience where discretion, creativity, and strategy drive every engagement.

Where He Stands
An endowment-based investment philosophy that uses alternatives-driven diversification to build risk-efficient portfolios — grounded in the research of leading institutional managers, and balanced to sustain wealth across generations.

Areas of Focus

Advanced, proactive tax strategy coordinated with the client’s CPA
Business exit planning and liquidity-event structuring
Concentrated stock optimization and hedging
Asset protection and entity strategy
Retirement plan design for owners and their employees
Alternatives, private markets, and direct indexing
Multi-generational wealth transfer and legacy planning
Key employee retention and executive benefits

Personal

Jonathan was born in Romania and emigrated to the United States with his family at a young age, an experience that has shaped his drive for success. A lifelong musician, he has performed professionally on trumpet and has served as a church music director for many years. Outside of his work, he enjoys traveling, exploring new restaurants, and spending time with his wife, Debi, and their daughter, Camille.

Credentials

Registered Representative of Emerson Equity LLC, Member FINRA/SIPC · California Insurance License #4261127 · CERTIFIED FINANCIAL PLANNER™ candidate

jonathan@diamondmountainfinancial.com

Christina Usvat

Executive Administrator

Christina is the central point of contact for the Diamond Mountain Financial office and our clients’ go-to for scheduling, paperwork, and day-to-day requests. She maintains and streamlines our operations so we can support our clients’ financial planning effectively and efficiently.

christina@diamondmountainfinancial.com (916) 546-8228

Together, Andy and Jonathan created Diamond Mountain Financial to go beyond traditional wealth management. Our clients are senior corporate executives, technology professionals with significant equity compensation, and select business owners — many inside the industries we know best: biotech, fintech, AI, software, medical and dental, and real estate. Some are navigating RSUs, deferred comp, and concentrated stock; others are building personal wealth alongside a company they'll one day exit.

Every engagement is personal. Every strategy is custom-built. Clients choose Diamond Mountain Financial for discretion, creativity, and a deep understanding of the unique challenges that come with success. Our mission is simple: deliver clarity and confidence while preserving what matters most — your time, your freedom, and your legacy.

We provide advisory services through Emerson Equity LLC, our Registered Investment Adviser. When we act as your investment adviser, we owe you a fiduciary duty — in writing.

Connect With Us

team@diamondmountainfinancial.com